A, social insurance meaning
Talk about social insurance, from the social security, it is part of the social security system, as a product of the industrial society, in the modern world occupies an important position. Social insurance is laborer for security object, with laborer aged, disease, the disabled, unemployment and death for special events for the protection of the content of a kind of life security policy, it stressed that the BaoZhangZhe combine rights and obligations, is taking the beneficiaries and employment unit together contributions and compulsory way, the purpose is to remove the trouble back at home of laborer, maintain social stability.
Second, the higher school social insurance system present situation and the existing problems of WWW.kao8.cC
Higher school education in China as part of the business, with public property and public welfare. Higher school of social insurance development so far, has its particularity. Our higher school of provide for the aged, medical treatment, inductrial injury, birth insurance system such as planned economic system product, system design by the state, funds from financial and unit, pay and working fixed number of year hook, retired personnel by the original unit management. This insurance system establishment, which has played a positive role in history. But along with the deepening of reform and opening up and the establishment of the market economy, its own shortcomings with the reform and opening up and the history of not harmonious increasingly, the urgent need to reform, the main problems of performance in the following aspects:
1. The higher school staff of the system of social endowment insurance and maternity insurance develop relatively slowly. The nation's basic old-age insurance policy has not been covered higher school and its staff (only in the early 1990 s began to implement a contract to make a worker endowment insurance), and is still stay in from, retirement system stage. From, retiree pension completely by national finance and school his burden; Insurance expenses by the state and the basic unit integrated contracting, lead to personal security consciousness, caused the social each benefit main body to ensure treatment of injustice, and formed a new social contradictions. As the population ages peak arrival, national finance will be overwhelmed.
2. The university to attend endowment insurance personnel of the pension and other similar personnel of emeritus differences. With the passage of time, attend social endowment insurance contract workers have reached the legal and emeritus age, essence into social insurance stage, however, there is emeritus and pension provisions policy differences. In deal with retire, institution of workers more than normal retirement pension deal with emeritus contract worker of the pension insurance treatment. Contract workers shall be retired, the country has not yet have clear its retirement documents basis of different treatment career similar personnel, can press institution owned by the whole people workers retire policy approved emeritus; And its retirement into the society plans as a whole, the business unit contract workers pension for approval. Based on the principle of equal pay for equal work, for the same people, retirement can also apply to the two policies, and the retirement pension and pensions "subsidy" standard, the business unit policy and endowment insurance business unit policy difference exists. Now this part of the difference between the school has been burden, and will pay each worker to stop when death, obviously is not rational.
3. About inductrial injury insurance. Higher school faculty of incomplete treatment under the state council and civil affairs, personnel perform the departments of policy laws and regulations, with no established the characteristics of its own inductrial injury and processing system. Along with the higher school of social activities is more and more frequent, the worker is in the process of participating in the activity of the accident rate also increases accordingly, coupled with higher schools and many workers prepare worker, due to the particularity of the nature of work, there are happening inductrial injury accident probability. But "byelaw of inductrial injury insurance" the object only covers enterprise and have hired worker individual and industrial and commercial door, higher school once happened inductrial injury accident, often because the policy basis not clear in unity, inductrial injury is not sound and can't carry out institutions inductrial injury, the worker rights and interests is difficult to be effectively protected.
4. The social security system reform lags behind, seriously hindered the reform of personnel distribution system. At present, the higher schools are more comprehensive personnel system reform, the employer shall be subject to the contract recruitment system, personnel assessment and the rise and fall of personnel, and other supporting measures out also began to put into practice. If left social insurance system of the support and backing, talent market, the flow of talent, quit dismissal, etc are hard to reach the designated position and deepening.
5. University to participate in social insurance funds needed serious insufficiency. Social insurance policies in any, should maintain continuity consistency; Universities as a by governments in education funding has been on the key investment institutions, government for college attend social insurance funds support, there should be a guarantee. Three, the higher school social insurance system reform ideas and proposals
Social insurance system is a system engineering. In the market economy in our country should strengthen the construction of legal system of social security law construction, set up as soon as possible in higher school of independent outside, security object management and service socialization of real security system. At the same time, to strengthen the construction of the social insurance professional team, for the building of a harmonious society play the role of social insurance system.
1. The endowment insurance is the key to the reform of social insurance system. At present, one is "the society plans as a whole and individual account combination" for the model, establish unified system of primary endowment insurance; Two is to establish a compensatory endowment insurance; 3 it is the university of worker endowment insurance to gradually executes socialization to extend, and with the local social productivity development level and the affordability; Four is make endowment insurance value fund; Five is perfect the reform measures. Such as university individual account level between convergence, individual account stores the forehead merger calculation, insurance treatment level before and after the reform of cohesion, etc.
2. Apply to establish institutions and higher school's "byelaw of inductrial injury insurance, inductrial injury of acceptance and clear that institutions, strictly implement the" inductrial injury, the degree of disability of occupational disease identification standard ", better safeguard the rights and interests of the staff.
3. Unemployment insurance. Since on January 1, 1999, university appeared unemployment insurance, make the social insurance funds for the pressure of the surge, on the state full funding of institutions of higher learning, on the one hand, promise in colleges and universities fully digest surplus employees, can not give social burden; On the other hand, the government has for the additional corresponding funds, actually let university feel pressure relay.
4. The government to reform and perfect the education investment system and increase education funds. The whole society to change of education must be